Mortgage Calculator
Calculate mortgage payments including taxes, insurance, and PMI
About Mortgages
Includes principal, interest, property tax, homeowner's insurance, and PMI (added when down payment is less than 20%). PMI is estimated at 0.5% of loan amount annually.
About This Tool
The Mortgage Calculator helps users determine their monthly mortgage payments and provides a detailed amortization schedule. Ideal for homebuyers, real estate agents, and financial planners.
Enter your loan amount, interest rate, and term length to see your monthly payment, total interest paid over the life of the loan, and an itemized breakdown of each payment's principal and interest components.
Use this tool to plan your budget for a new home or refinance existing debt. All calculations are performed locally in your browser; no data is sent or stored.